Tips for Choosing a Retirement Community

When it's time to retire, many people choose to relocate to a retirement community. There are many advantages to living in a retirement community, particularly for those who no longer wish to be responsible for caring for a large home and yard.

You can choose a retirement community in the same area where you have always lived, or take advantage of the opportunity to relocate to a completely different area. In the United States, Florida and Arizona are two of the most popular retirement living destinations. However, there are retirement communities located all over the world.

Retirement communities offer many amenities, and many people say that living in a top retirement community is like being on a permanent vacation in a world class resort.

Available amenities often include:
• Meal service
• Cleaning service
• Errand service
• Organized social gatherings and activities
• Indoor and outdoor recreational areas
• Local transportation provided
• Organized day trip excursions
• On-site enrichment activities

Living Space
Most retirement communities offer several different floor plans, ranging from small studio units to two or three bedroom apartments. Verify that the floor plans appeal to you and that there is sufficient storage for the personal belongings that you plan to bring with you. It's also important to consider whether or not the particular units available are convenient to the amenities that you are likely to utilize frequently.

When selecting a retirement community, it is important to choose one that is financially stable and well managed. It's a good idea to thoroughly research the background of any retirement community before deciding to make it your home.  Find out who owns it, how long it has been in business, and other relevant factors. Talk with other residents about their levels of satisfaction with the community before making a final decision.

Food Quality
Many retirement communities provide meals prepared by world class chefs. A significant portion of the expense of living in a retirement community goes to paying for meal service. If you're going to be prepaying for your meals, you certainly need to make sure the quality of the food and the diversity of the menu offerings meets your needs. Don't settle for a retirement community with substandard dining quality. Make sure you eat a few meals on site before making your final decision.

Making Your Decision
One of the great benefits of living in a retirement community is having an opportunity to live in close proximity to other individuals who are also enjoying a retirement lifestyle. Price, of course, will be a factor in your decision. Make sure that you have the financial means via your retirement income to fund your retirement community of choice. Your enjoyment of retirement living will be greatly enhanced by doing your research ahead of time and making a smart decision about the retirement community that best meets your needs.

retirement planning advice

"...we used this site to help us plan our retirement. Thanks for all the great free advice"

-Jan & Peter Molenar, CA,